New Horizon Business Services

Managing your credit begins with understanding the various factors that impact your score, including credit inquiries. Two main types of inquiries—hard inquiries and soft inquiries—serve different purposes and affect your credit score differently. Knowing the distinction between them is essential for maintaining a healthy credit profile. What Are Hard Credit Inquiries? A hard inquiry, also … Continue reading “Understanding the Difference Between Hard and Soft Credit Inquiries”

Unsecured credit cards can be an option for individuals with bad credit, offering a path to rebuild credit without the need for a security deposit. However, these easy approval unsecured credit cards come with some trade-offs, such as higher interest rates and fees, and typically lower credit limits. One common unsecured credit card offer may include a pre-qualification … Continue reading “What You Should Know About Unsecured Credit Cards for Bad Credit”

Many of us strive for good credit, mostly because our credit reports and credit scores have a large impact on financial decisions that affect our lives. What’s on our credit reports can impair our opportunity to obtain a loan, unsecured bad credit credit cards, a good interest rate, a competitive insurance premium, and even get … Continue reading “How Do Credit Repair Companies Work?”